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% replaces any number of letters (la% - lake, lamp)_ replaces one letter (ca_ - car, cat)

Crossword clue for "YTD"

YTD: from Jan. 1 until now; since January 1: Abbr.; since Jan. 1, on pay stubs; since Jan. 1; 1/1 ’til present: Abbr.; paycheck abbr.; pay stub inits.